It’s all very well riding the financial rollercoaster, and hoping for the best. But this month come up the skies are reminding you that you have to get serious about what you’re spending versus what you’re saving versus what you can afford. Also be sure not to get involved financially with a friend this month, unless you absolutely have to. Before handing over the cash or swiping the card, ask yourself, “is what I want now, going to get me closer to what I want most?” Want to get in tune with the Moon in 2021? Get your free tools here.